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Medicare Second Payor

Medicare Secondary Payor - What Is It?
Medicare may not always be the primary source of payment for health services for Medicare beneficiaries. Congress passed legislation in 1980 stating that Medicare may not make payment for services that are covered by certain other insurances or programs. Medicare may become secondary in the following situations:

Accidental Injuries
  • Automobile, Medical or Personal Injury Coverage.
  • No fault, Medical Payment (MED PAY) Coverage.
  • Liability Insurance.
Worker's Compensation Employer Group Health Plans (EGHP)
  • Working Aged (65 and over).
  • End-Stage Renal Disease (Kidney Failure).
  • Dual Entitlement.
  • Disability (Under 65).
Veteran's Administration (VA) Black Lung Program Public Health Services (PHS) and other Federal Agencies

What is a Conditional Payment?
Medicare may make a payment on a conditional basis if it is determined the primary insurer will not pay within 120 days of the receipt of the disputed claim. Liability and worker's compensation issues allow conditional payment until a settlement is reached.

What if the Primary Payor won't pay?
Medicare may consider a claim for secondary payment if the other payor denies the claim or does not pay the claim in full.

If you have questions in regards to MSP, or any other Medicare questions, you can call toll-free (877) 602-7909.




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